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How to Apply for SSS Calamity Loan in the Philippines 2020

An SSS member applying for SSS Calamity Loan

Are you an SSS member? Are you affected by the recent changes in your workplace due to the Covid19 Pandemic? Do you need financial assistance? It's time to tap SSS for a calamity loan.

SSS Calamity Loan Application

SSS calamity loan application only takes 10 minutes. You just need a computer or a mobile phone and an internet connection. Here's how to apply through your My.SSS account.

1. Log in to your SSS online account.

2. Go to E-SERVICES.

3. Choose "Apply for Calamity Loan".

4. Review your contact information and see if some information needs an update. 
If there are changes to be made, then update by clicking the "click here" link.

5. Choose your loan amount from the dropdown box. You can choose your max loan amount or a lower amount depending on your needs.

6. Choose your bank.

Take note that SSS no longer issues checks for loan disbursements. You either get a UBP Quick Card or you enroll your own bank account to SSS.

If you have not registered your bank account to the SSS website, you may simply go to the bank enrolment section and add your bank information.

Check here how to enroll your bank account to SSS via the online portal. You can see the list of SSS bank partners below.

7. Choose your current employer.

If your current employer is not updated in the SSS system yet, notify your employer to make the necessary changes. Else, no one will approve your calamity loan.

Remember that employed SSS members need the approval of the employer for any loan application.

8. Tick the box labeled "I agree to the Terms and Conditions".

To get a better understanding of your loan application, it would be best to read the Terms and Conditions.

9. Click the "Proceed" button. You will then be shown the "Disclosure Statement on Loan".

10. Click another "Proceed" button below the statement.

11. Review the promissory note. Then click the "Submit" button to finalize.

You will immediately receive a confirmation once your loan application is successful.

In order to be eligible for the calamity loan, you need to have at least six (6) posted contributions for the last 12 months.

List of SSS Bank Partners in the Philippines

SSS has partnered with numerous banks around the Philippines in order to serve the members better and faster.

Here is the list of banks you can use and enroll in SSS to receive your loan proceeds.

  • Al-Amanah Islamic Bank
  • AllBank (A Thrift Bank), Inc.
  • Asia United Bank
  • Australia and New Zealand Bank
  • Banco de Oro Unibank, Inc.
  • Bangkok Bank Public Co.
  • Bank of America
  • Bank of China Unlimited
  • Bank of Commerce
  • Bank of Florida, Inc. (A Rural Bank)
  • Bank of the Philippine Islands
  • BDO Network Bank, Inc. (A Rural Bank)
  • China Bank Savings
  • China Banking Corporation
  • CIMB Bank Philippines
  • Citibank, N.A.
  • CTBC Banking Corporation
  • DBP Cash Padala Thru M Lhuillier
  • DCPay Philippines
  • Deutsche Bank
  • Development Bank of the Philippines
  • Dungganon Bank Inc.
  • East-West Banking Corporation
  • Equicom Savings Bank
  • First Consolidated Bank
  • Industrial Bank of Korea-Manila
  • ING Bank, N.V.
  • JP Morgan
  • KEB Hana Bank
  • Land Bank of the Philippines
  • Malayan Bank Savings and Mort
  • Maybank Philippines, Inc.
  • Mega Intl Comml Bank Co. LTD
  • Metropolitan Bank and Trust Company
  • Mizuno Bank
  • MUFG Bank, LTD
  • Paymaya Inc.
  • Philippine Bank of Communications
  • Philippine Business Bank
  • Philippine National Bank
  • Philippine Savings Bank
  • Philippine Trust Company
  • Philippine Veterans Bank
  • Producers Savings Bank
  • Rizal Commercial Banking Corp
  • Robinsons Bank
  • Security Bank Corporation
  • Shinhan Bank
  • Standard Chartered Bank
  • Sterling Bank of Asia
  • Sumitomo Mitsui Banking Corp
  • The Hongkong and Shanghai Banking Corp
  • Union Bank Quick Card
  • Union Bank of the Philippines
  • United Coconut Planters Bank
  • United Overseas Bank (Phils)
  • Wealth Development Bank
  • Yuanta Savings Bank

For questions and clarifications regarding this post, you may use the comments section below.


Disclaimer: I am not affiliated or by any means connected with SSS Philippines. This blog post is for educational purposes only. If you have questions about your SSS account, please contact the SSS office directly.

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  1. SSS had make disbursement easier. I like it. However, do you think this is a good time to get a loan with lowest interest rate.