Friday, December 20, 2019

How to Apply for a Tala Loan

How to apply for a tala loan

I have heard of fast approval loan apps but I really have not considered using or trying one until my brother-in-law introduced Tala to us.

I never thought there would be an app that would allow borrowers to get instant loans just with a mobile phone, a valid ID, and an internet connection. No more proof of income, bank statements, references, or paper contracts needed. And in just 5 minutes, you will immediately know if your loan is approved or not.

Tala Loan Application: Step-by-step Guide

Just in case you need money for emergency purposes or for anything important, here's how you can apply for a tala loan.

Step 1: Download the app

Download the Tala app from the Google Play Store and Install. Once the app is installed, sign up for an account and enter your personal information. Just follow the steps as you enter your information including your phone number and employment information. You can get the app here!

Step 2: Take a selfie with your government ID

After entering your personal information, take a selfie holding your government ID and upload it onto the app. Also, upload a picture of your government ID showing the front and back portion.

Step 3: Apply for a loan

After entering your basic information and your government ID, you can then apply for a loan. To apply for a loan, simply click the "Apply for a loan" button on the upper portion of the app. You will be asked to permit Tala to manage your calls, SMS, contacts, and location. Just hit the "CONTINUE" button as this is their way to determine if they can offer you a loan. You will then be provided with the approved amount for the loan. You can either borrow the approved amount or borrow lower than what's approved.

Step 4: Choose when to repay

Tala provides 2 options when you can repay. You can repay within 21 days with an 11% interest rate or you can repay within 30 days with a 15% interest rate. After choosing the number of days to repay your loan, click the CONTINUE button.

Remember to repay your loan on time as you will be charged an additional 8% fee if you do not repay by the due date.

Step 5: Review your loan information

Before you accept or claim your loan, take the time to review the information first. Check if you have chosen the right amount and the loan term. If all information is correct, check the box to agree to the loan Terms and Conditions.

Step 6: Claim your loan

Choose from different payment partners to claim your loan. You can claim your loan through Cebuana Lhuillier, Bank Transfer,, Palawan Express Pera Padala, and M Lhuillier Kwarta Padala.

Step 7: Confirm your details

Confirm your details which will be used on claiming your loan. Check if your name and phone number are correct. Also, enter the address shown on your valid ID, then, hit the CLAIM MY LOAN button to finalize your loan application. You will then receive a message containing the claiming details.

Step 8: Go to your chosen payment partner

Go to your chosen payment medium to pick up your loan and provide your information to the teller together with the tracking number and your valid ID. If you have chosen to claim your money through a bank, then, you won't have to go through this process.

To repay for your loaned amount, you just have to log in to the Tala app and click the MAKE A PAYMENT button. You will then receive a message with instructions on how to repay your loan. If you want to know HOW TO REPAY beforehand, then, just click that button as well.

If you want to qualify for a bigger loanable amount the next time you apply, then, pay your loan on time and keep the app installed on your phone and grow your loan limits up to PHP10,000.

If you have further questions regarding Tala, feel free to use the comments section below.

Thursday, December 19, 2019

Receive Cashback When You Scan to Pay with PayMaya

Get P100 cashback when you shop at Mercury Drug with PayMaya

Good news PayMaya users! They now give out P100 for every P500 minimum purchase at all participating Mercury Drug stores nationwide.

If you're regularly buying goods at Mercury Drug store, then, why not take advantage of this promo? What's more appealing to this latest promo is that you can actually earn up to P1200 within the 3-month promo period which starts from November 21, 2019 to February 19, 2020.

The promo is open to all PayMaya users who will scan to pay at all participating Mercury Drug branches. With every P500 minimum purchase, the users can get P100 cashback per week. The users will then receive their cashback to up to 14 days after the promo period.

Splitting of payment transactions with the intention of redeeming more rewards, however, is not allowed. Multiple payments made from the same device though using different phone numbers are also now permitted.

Furthermore, those Paymaya users with Merchant accounts and those under PayMaya negosyo are not allowed to participate in the promo.

Participating Mercury Drug Stores For PayMaya Promo

Here is the list of the participating Mercury Drug stores.

JC Aquino, Butuan City
Libertad, Butuan City
Robinsons Place, Butuan City
South Montilla Blvd., Butuan City
National Highway, Cabadbaran City

Gaisano Grand Market Place, Bayugan City
Narra, Bayugan City
Gaisano Grand Mall, San Francisco
National Highway, San Francisco
Airport Global Plaza Pque, Poblacion, Trento
National Highway, Bayugan

Poblacion, Ibajay
Andagao, Kalibo
Archbishop Reyes, Kalibo
Mabini, Kalibo
Caticlan Jetty Port, Malay

South Supermarket
Town Center - Makati Supermart
Town Center - Zapote Road Alaminos Laguna

ANGONO: Poblacion


Poblacion, Antipolo City
Cogeo, Marcos Highway


Culasi Centro Poblacion
San Jose, Funda Dalipe


Ali Mall, Quezon City
Farmers Plaza, Quezon City
Gateway Mall, Quezon City
Gen. Romulo, Quezon City


Makati Glorietta
Ayala West Grove Plaza Silan




BS Aquino Drive
Sumag Araneta


Bahayang Pagasa
Zapote 1

BAIS CITY: National Highway

BALAGTAS: McArthur Highway
BALASAN: Del Rosario
BALINTAWAK: A. Bonifacio
BAYAWAN: National Highway
BILIRAN: Naval, Poblacion


P Paterno


JP Rizal


Sto. Cristo



Avenida, Metro Manila
Oroquieta, Metro Manila

BOCAUE: McArthur Hiway

CEBU: Bogo Public Market


Pagina, Jagna
Clarin, Tagbilaran City
Manga, Tagbilaran City
San Jose, Talibon
Poblacion, Tubigon
Poblacion, Ubay

BUKIDNON: South Poblacion, Maramag


Balagtas Town Center
Guiguinto Puregold
Guiguinto Waltermart Center
Malolos City, McArthur Highway Puregold
Malolos City, Sumapang Matanda
Marilao Plaza Cecilia
Meycauayan City, Ema Town Center

EASTERN SAMAR: Borongan Anacta

PARAÑAQUE: Aseana Business Park

PASIG: Armal Center


Banawe St. - E. Rodriguez Sr.
Broadway Centrum, Aurora Blvd.
Acropolis - E. Rodriguez, Jr.

For clarifications and concerns related to the promo, you may send an email to or call (02) 8845-7788.

If you haven't used PayMaya yet, you can download the app from the Play Store. Get instant P50 for FREE when you sign up using my invite code.

PayMaya INVITE CODE: 2x6bjvk

PayMaya INVITE CODE: 2x6bjvk

Feel free to post your questions regarding PayMaya in the comments section below.

Monday, December 2, 2019

Effective Ways to Get Google AdSense Approval For Your Blog

Effective Ways to Get Google AdSense approval

I’ve been blogging since 2014 but I’ve only been active on writing more articles last year hoping I could monetize it with Google Adsense and eventually earn additional income from it.

I know a lot of bloggers are having a hard time getting Google Adsense approval. I also know how it feels to get rejected every time you apply. It’s frustrating and exhausting at the same time. I even gave up and decided to sell my domain names and list on GoDaddy for auction.

Though there are a lot of ways to earn from your blog or website and though there can be an alternative to Google Adsense, we all know that Google Adsense is still the best option when it comes to blog monetization.

Fortunately, after months of trying, I finally got Adsense approval last month and now running ads on my blog. I still can’t believe I finally made it. I still can’t believe my application was accepted.

When I saw that “Your account is activated” message on my Google Adsense account, I really did break into tears. Nothing can contain my happiness at that moment. It’s a big prize for someone who burnt countless of midnight oil. Finally, my efforts will be paid off.

You, too, can get Google Adsense approval given that you would follow the tips below.

1. Publish at least 30 Blog posts

When I applied to Google Adsense, I only have 30 blog posts. Thus, I suggest you also publish at least 30 posts on your blog before applying. I don’t really know the exact numbers of posts required by Google Adsense, but most bloggers also suggest to at least having 30 posts on your blog.

2. Write post with 500-600 words

One way to show to Google Adsense that you’re serious with your content is by writing at least 500-600 words per post or article.

Some bloggers suggest at least have 700-100 words, but with mine, I mostly have 500-600 words on my articles.

3. Add contact us, privacy policy and about us pages

These pages seem unnecessary to be on your blog but they are actually important to get Adsense approval. More than that, your transparency will build your site’s credibility and eventually gain your reader’s trust.

4. Customize your Blog’s design

Apart from the blog name, your blog design is an important factor that will keep your readers coming back to your blog. Your blog design is what they will actually first notice. Make sure to have a user-friendly, easy-to-navigate, and welcoming blog design to encourage them to engage more with your content and page.

5. List your Blog to Google and other search engines

Increase your blog or website’s presence by listing it to Google and other search engines like Bing, Yandex, and AOL. If you’re using the Blogger platform, you could immediately list your blog to Google by going to the basic settings.

6. Get a custom domain name

I do see some monetized blogs or websites still using the Blogspot subdomain, but if you want your blog to look professional, then, getting your own domain name would be a great choice. It would also help you get your blog immediately approved by Adsense.

7. Get a professional email address

Increase your chances to get Google Adsense approval by getting a custom email address. Though the email address with extension looks okay, if you want faster approval, then, do get a unique one.

8. Don’t create multiple Google AdSense account

You could have numerous Google account, but you can’t have 2 or more Google Adsense account. You need to close other accounts, else, your Adsense application won’t be approved.

9. Submit a sitemap

Most bloggers do not mention about sitemap but I happen to encounter this one as I design my blog. A sitemap is where you give data about your pages, recordings, and different documents on your site, and the connections between them. It reveals to Google which pages or records you believe are significant in your site.

You could further, understand about sitemap by going to Google Search Console.

10. Write original articles and use copyright-free images and videos

Avoid merely copying and pasting other websites’ posts, images, and videos to avoid plagiarism and copyright infringement. Create your own content if possible. If you need to use photos of other businesses, ask permission or give credit where credit is due.

11. Add meta tags

If you don’t know about meta tags, they are basically minimal substance descriptors that tell search engines what your blog or website is about. They don’t literally show up on your blog’s platform, but they show up on search results.

12. Add Google Analytics to your blog

Google Analytics is important to see how your visitors interact with your blog. Get your Google Analytics ID and add it to your blog to start tracking. By doing this, you would know the things to be enhanced on your blog by checking what your visitors need.

If you have questions we have not covered above, feel free to use the comment sections below.