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SSS Loan and Contribution Payment Options (How To Pay)

Where to pay for SSS Loans and Contributions

We all know that we can pay our monthly contributions and loan amortizations to any SSS office. The majority of us surely take that route.

While it is alright to fall in line at the office, it is not practical for someone who lives outside the city especially for those self-employed and voluntary members who have to personally pay their monthly responsibilities unlike with employed members. 

Though we can consider that they manage their own time but to spend more on transportation is just not an exceptional idea.

As someone who lives far from the city and soon-to-be-mom, I wondered where and how can I possibly pay my monthly contribution and loan amortization without having to visit the SSS office.

What if there are other mediums used by SSS which can spare our time, effort, and finances?

So, I looked for ways on how to pay my monthly contributions and my salary loan.

As a former Call Center Agent, I used my research abilities to find multiple options. I considered online payments to GCash to Bayad Centers.

Good thing I was able to visit one of the SSS offices just last month and I was able to find notable information aside from the information I gathered from my online searches.

SSS Payment Partners in the Philippines

You might want to consider the following SSS partners when paying your contribution and loan amortizations.

1. BancNet

BancNet is the first multi-bank payment gateway where you can transact in a secure, real-time environment using our BancNet ATM Card. This is truly useful to OFWs and even to those living in the provinces who want to be updated with the payment of loans and contributions.

SSS members holding ATM Cards of Bancnet affiliated banks can opt to pay the monthly contributions online. All you have to do is access the Bancnet website and pay through your account.

Members need not worry about the registration and service charge as this is an absolute “no registration and no transaction fee” service.

2. UnionBank

UnionBank is a partnership among the Aboitiz Group, Insular Life, and SSS. If you have a UnionBank ATM Card, you can opt to pay SSS loan and contribution by directly going to their website.

The difference with UnionBank though is that you have to register an account before you can access the online payment service. But no need to worry over the registration process as there are instructions provided on the website.

Aside from SSS payments, UnionBank online payment service also allows you to transact payments for other government agencies such as Philhealth, BIR, and Pag-Ibig.

3. Bayad Center

Bayad Center is a pioneer in the industry of outsourced payment collections in the Philippines. With over 5000 payment locations nationwide, bills payment is made easier and faster. No need to travel far or fall in line.

The advantage of paying at Bayad Center is that there are a lot of partner agencies you can go to especially if you are living in a rural area and you do not have to access any website. All you have to do is fill-up the form, give it to the teller together with your money and they’ll take care of the payment.

No need to stress over the service fee as SSS has arranged an agreement with their partners not to collect additional charges. 

Just make sure to keep your receipt as proof of payment should any issue arise in the future. It is better to be safe than sorry later.

Types of Payments Accepted at Bayad Center:

  • SSS contribution of self-employed, voluntary, OFW
  • Short term and real estate loans
  • Employer or kasambahay payments
  • SSS ID payments
  • SSS Flexifund for OFWs
  • SSS loan payments under the loan restructuring program

Bayad Center Authorized Partners:

  • Robinsons Department Store
  • Robinsons Supermarket
  • Isetann
  • The Landmark
  • Sta. Lucia Mall
  • Walter Mart Supermarket
  • SRS
  • LBC
  • BHF Baguio Pawnshop
  • Sinag Pawnshop
  • Pera Center
  • LDB
  • Raquel Pawnshop
  • eBiz
  • PeraHub
  • Netopia
  • Go Beyond
  • USSC

Bayad Center Selected Branches:

  • 2GO Express
  • PHLPost
  • Tambunting
  • Palawan Pawnshop Express Padala
  • Super Metro
  • Metro Supermarket
  • CityState
  • Villarica
  • DA5

4.   GCash

GCash is a virtual wallet service offered by Globe Telecom that enables users to carry out financial transactions using mobile phones. This payment scheme is available to all self-employed and voluntary members including OFWs and non-working spouses.

To take advantage of this new payment channel, you need to have either a Globe prepaid/postpaid sim or a TM prepaid sim.

You can directly dial *143# on your mobile phone and look for GCash to register or you can opt to download the mobile app for easy access. Registration is easy and only takes minutes. You can also contact GCash Care through their Facebook account for assistance.

To use GCash to pay for loans or contributions, you can deposit funds to your GCash account through GCash outlets, mobile phone banking, and online bank transfers, among others. You can opt to deposit your account through 7-Eleven, Cebuana Lhuillier, and some Cooperatives.

5. Cooperatives

Cooperatives are financial institutions that offer various loan services. Just recently, I noticed a cooperative who partners with SSS in collecting contributions and loan payments for the benefit of their loyal members. If you happen to be a member of a Cooperative, you may inquire with them if they do accept SSS payments.

Do you know other SSS payment partners where we can pay our SSS loan amortizations and monthly contributions?

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