Friday, May 25, 2018

Pay SSS Loans And Contributions Through GCash

SSS and GCash Partnership for Loan and Contribution Payments

Innovation has advanced tremendously that it supplanted the conventional strategies for getting things done, much like doing exchanges with government offices, schools, business elements, and different associations.

We can now effectively get to our data, execute business, pull back money with only one voice direction, one tap on the screen, or a single tick on our mouse. 

It is evident that innovation has improved everybody's personal satisfaction.

Who dislikes the solace we are encountering these days, significantly more for the relaxation we appreciate because of the assistance of innovative devices and programming?

With the present progression, the Social Security Systems of the Philippines likewise keeps on improving its administration by presenting new projects to support its valued members.

Probably the most recent program is its partnership with Globe GCash for contribution and loan payments. 

What is GCash

GCash is a virtual wallet administration offered by Globe Telecom that empowers subscribers to pay bills, shop online, send cash, purchase load and even withdraw money utilizing their cell phones. 

How to pay through GCash

All independently employed and voluntary SSS members including OFWs, non-working spouses, farmers, and fishermen can utilize GCash to pay their loans and monthly contributions. 

Employed individuals, then again, still need to pay through their employers. Yet, employers including those household employers can pay their workers' monthly contributions by means of GCash.

At the point when the member pays through GCash, the framework will naturally send an instant message to affirm receipt of the installment which will be posted on the SSS database the next day. No exchange expense is charged on the member's GCash account, thus, providing greater advantages to the member.

Note that contribution and loan payments still pursue still follow a strict monthly schedule with the cut-off date based on the 10th digit of the SSS member.

The tenth digit of my SSS number is 6, therefore, my due date would be the twentieth day of the month. Since I am now a voluntary member, I can pay my contribution quarterly. But my loan amortization still has to be paid monthly.

OFWs, then again, are given progressively adaptable cutoff times. They can pay their commitments for January to December any day around the same time. The October to December installments are acknowledged until January 31 of the next year.

With this recently included SSS facility, we don't need to get a vacation from work, hold up in long queues or travel long distances to pay our bills.

We can simply make a GCash account, deposit funds to our account, then, pay our monthly contributions and loan amortizations using our mobile phones. It's basic, quick, and helpful. 

Account registration is even excessively simple

We just need to utilize Globe prepaid/postpaid sim or a Touch Mobile prepaid sim. At that point, dial *143# on our cellular phones, search for GCash and tap "register" to make a record. 

When your account is made, you can store cash to your GCash account at any 7-Eleven, Tambunting, Villarica, and GCash outlets with the reference number given when you set up your account.

Alternatively, you can also go to any Cebuana Lhuillier Pawnshop and cash in through them. The minimum amount you can cash in is Php50.00 which you can already use in buying load.

Once funds are deposited into your account, you can begin paying SSS using your GCash account. We still have to dial *143#, look for GCash, then, tap for “Pay Bills” and select the appropriate category. As for me, I am a voluntary member, thus, I have to look for a category that says "SSS Voluntary".

On the off chance that you need simple access to your GCash account, you can opt to download the GCash mobile application. You can likewise enlist a record through the portable application. 

No need to stress over our GCash exchanges as they are protected with internet banking security as required by the Philippine Government. A Personal Identification Number (PIN) is likewise required for each exchange to guarantee that the assets in our portable wallet are kept safe. 

Besides SSS payments, GCash additionally permits contribution and loan payments to various government agencies and financial institutions.

How do you find this new partnership of SSS and GCash? If it's not too much trouble, let us know in the comment section underneath.

Friday, May 18, 2018

Why You Should Update SSS Records Regularly

Reasons Why We Should Update SSS Records

While it is your right to claim your benefits, it is also your responsibility to make sure your SSS records are complete, correct, and up-to-date as it will be the basis if you are eligible or not.

It probably would need you to submit additional documents but it is better to fix things earlier than later. 
You don’t want to stress yourself or your family with numerous issues later which might result in forfeiture of your benefits, right?

Here are the two most important reasons why you should always update your records with SSS.

1. To secure your primary beneficiaries future

Our information is very crucial when it comes to claiming SSS benefits.

We might resent SSS or any government agency when asked numerous documents to submit for further review of our information, but they are just doing their job. They want to ensure that they will be giving benefits to the appropriate person and not to a scammer.

Furthermore, having an updated record could protect us and our family from future contingencies. Thus, it is really important to update our information with SSS.

2. To have a hassle-free transaction in the future

To have a faster and hassle-free transaction with SSS, it is essential to update our records regularly with SSS apart from the supporting documents to be submitted. It should contain our most recent status, whether married or single, with children or not. It should clearly declare our beneficiaries and dependents to avoid future issues, not just to us, but even to our beneficiaries or dependents.

Types of Information to Update

The following list of information is very critical and should be checked and updated regularly.

    1. Your name

   It should be spelled or typed correctly in the SSS database. Most transactions with government agencies nowadays require NSO authenticated Birth Certificate, it is important to have a copy of it, so as to provide the correct spelling of our name. 

   Any error may delay our transactions and could mean another supporting document to be submitted later, just like a joint-affidavit.

    2. Date of Birth

    It is imperative to provide the correct DOB as it is one of the important verification information. With over eight million of the Filipino population, there is a great possibility that someone out there is holding the same name with you and the next thing they will check next to your name is your date of birth.

    3. Membership Classification and Membership Status 

   This too is very important, especially when availing of salary loans or of other benefits. Any changes should be reported to SSS immediately. A previously employed individual who is separated from employment needs to change his/her membership classification to be able to further avail of benefits as each membership category has a different set of requirements.

   4. Sex and Civil Status

   Our gender and civil status would also determine our primary and secondary beneficiaries.

   5. Beneficiaries

   Single members can declare their parents as the primary beneficiaries.
    Married members’ beneficiaries, on the other hand, could be the legitimate dependent spouse until he/she remarries, legitimate children, legitimated or adopted children, illegitimate children, and dependent parents.

   Dependent children should be below 21 years of age. In the absence of both primary and secondary beneficiaries, any other person designated by the member in his/her SSS records shall be considered as the beneficiary.

    6. Contact Information

    This includes our address, mobile number, and email address.

    7. Bank Information

    This is also important for loan and benefit disbursement.
   To correct or update your personal data, fill up the Member Data Change Request Form (SSS Form E-4) and submit it to the nearest SSS branch with the accompanying documentary requirements:

1. Marriage License or Marriage Contract – to change civil status from single to married.

2. Death Certificate – to change civil status from married to single, if due to death of previously reported spouse.

3. Certificate of Finality of Annulment or Decree of Divorce – to change civil status from married to single, if due to separation from the spouse.

4. Birth or Baptismal Certificate of Children or Marriage Contract – for new or additional or change of dependents or beneficiaries.

5. Birth or Baptismal Certificate or Unexpired Passport – for correction of name and date of birth.

6. Valid ID with married name – if to change the civil status of a newly married female member.

7. Birth Certificates, Marriage Licenses, and Death Certificates should be the original or certified true copy issued by the City or Municipal Civil Registrar, or by the Philippine Statistics Authority (formerly National Statistics Office).

Remember to always present the original or certified true copy when submitting the photocopy of the required ID cards and/or documents for authentication purposes. All ID cards and/or documents with English translation issued by the foreign governments are acceptable.

Do you find other reasons why we should update our records with SSS regularly? If so, please put in the comment sections below.

Friday, May 11, 2018

4 Ways To Submit SSS Maternity Notification

Ways To Submit SSS Maternity Notification

With an end goal to give more noteworthy accommodation to their esteemed individuals, SSS has integrated a lot of programs and facilities to give more choices to individuals when doing transactions with them.

One of the programs they have recently updated is the submission of maternity notification.

The recently integrated facilities are useful for expecting female members like me, a voluntary member who lives outside the city and who bears extra weight because of pregnancy. With more avenues, we can spare much of our time, effort, and funds.

Let's look into more detail about the 4 ways to submit a maternity notification to SSS.

1. By heading off to the nearest SSS branch 

Registered employers and members mostly resort to visiting the nearest branch when doing transactions with SSS.

Employed female members' maternity notification ought to be through their employers. The employer should then present the maternity notice structure to SSS after its receipt from the worker.

Self-Employed, Voluntary, and separated individuals from work can straightforwardly submit their maternity notification to the nearest SSS branch. Individuals from these classes need to submit one (1) duplicate of the Maternity Notification Form, a duplicate of ultrasound result, SSS ID Card, or any two (2) legitimate IDs both with signature and in any event one with a photograph. 

2. By submitting through the SSS website 

Employers and individual members have a choice to submit maternity notice by means of SSS online facility with no other supporting documentation required. They should simply make an account at My.SSS of the SSS website. 

Employed individuals, still, need to present their maternity notice through their bosses who can advance the notice to SSS through their My.SSS account. 

With respect to independently employed and voluntary individuals, they can promptly sign in to their "My.SSS" account and submit maternity notice from there.

Voluntary individuals or those separated from employment must ensure that their membership status with SSS has been refreshed from employed to voluntary to be able to take advantage of this privilege.

3. By recording through the Self-Service Information Terminal (SSIT) 

Despite the fact that this administration requires visiting the SSS branch, this is a decent choice for somebody who needs to save time and effort in falling in line. 

Self-employed and voluntary individuals can electronically record the Maternity Notification through the in-house SSIT with no other documentation to be submitted. 

4. By filing through the Text-SSS Facility

As the most recent expansion to SSS projects and facilities, this is certainly the least demanding and quickest method for submitting maternity notice. The member just needs to type the message through his/her cellular phone and send it to 2600. He/she will get a book affirmation once the notice is effectively gotten by SSS. 

The notice message ought to be sent in the accompanying format: 

SSSMATERNITYNOTIF <SSS Number> <PIN> <Expected Delivery Date in MM/DD/YYYY> <Total Number of Pregnancies including the current pregnancy> 

For Globe, TM, and Smart Subscribers – every content expenses Php2.50 

For Sun Cellular Subscribers – every content expenses Php2.00 

Maternity Notification can be submitted in any event 60 days from the date of origination, however, not later than the date of conveyance/unnatural birth cycle/methodology. 

Do you know different ways on the best way to submit Maternity Notification to SSS? In the event that you do, it would be ideal if you let us know in the remarks segment underneath.

Friday, May 4, 2018

SSS Maternity Benefit Application Requirements

SSS Maternity Benefit

It is remarkable that SSS has recently made a prominent leap by making its service accessible to their valued members.

It can't be denied that the availability of the SSS website has extraordinarily helped the Filipino members. With online access, it is currently simpler for members to connect with SSS to ask for data or apply for loans.

Nevertheless, there are still transactions that can't be done online just like filing for SSS maternity benefit application.

SSS requires all members including the employers to file all the Maternity Benefit Application to the nearest SSS branch. In spite of the fact that SSS has given online access to the majority of its services, this one is an exception.

Furthermore, SSS requires different sets of forms or documents depending upon the member's classification when applying for SSS Maternity Benefit. Knowing the required documents in advance could save time and effort from returning to the SSS office. 

Here are the required documents when applying for SSS maternity benefit.

1. MBRA Form or MBA Form

If the claimant is employed, then, the form to fill up and submit is the Maternity Benefit Reimbursement Application (MBRA) form.

If the claimant is self-employed or voluntary, then the form to fill up and submit is the Maternity Benefit Application (MBA) form.

2. Maternity notification form

This is the form submitted to SSS prior to delivery for notification of pregnancy. This has to be marked "received" and not a newly filled-up form. 

If maternity notification was submitted through the website or SSIT, then, a copy or printout of the confirmation is to be attached to the application.

3. Proof of pregnancy

For those with normal delivery, need to present the baby's birth certificate or fetal death certificate appropriately registered with the LCR. 

For those with cesarean delivery, need to present the baby's birth certificate or fetal death certificate appropriately registered with the LCR and any of the following supporting documents issued by the hospital:

1. Operating Room Record
2. Surgical Memorandum
3. Discharge Summary Report
4. Medical/Clinical Abstract
5. Delivery Report
6. A detailed invoice showing cesarean delivery charges if delivery happens abroad.

For those with complete miscarriage, they need to present the obstetrical history demonstrating the quantity of pregnancy certified by attending physician and any of the following supporting documents:

1. Pregnancy test before and after the incident
2. Ultrasound report showing evidence of pregnancy 
3. Medical Certificate issued by attending physician

For those with incomplete miscarriage, need to present the obstetrical history duly signed by the attending physician and any of the following supporting documents:

1. A certified true copy of medical records
2. Dilation and curettage report
3. Histopathological report
4. Pregnancy test before and after the incident
5. Ultrasound report 

For those with ectopic pregnancy, need to present the obstetrical history and any of the following documents:

1. A certified true copy of medical records
2. A certified true copy of ORR
3. Histopathological report
4. Pregnancy test before and after the incident

For those with hydatidiform mole, need to present the obstetrical history duly signed by the attending doctor, D & C report, and histopathological report.

4. Member or Filer's SSS ID or other valid IDs.

If the application is filed by the member herself, need to have 1 primary ID or 2 secondary IDs. 

If the application is filed by a representative, 1 primary ID of both the member and the representative is needed. If both do not have any of the primary IDs, then, they could present 2 secondary IDs of both of them.

If the application is filed by the business or household employer, still need 1 primary or 2 secondary IDs.

If the application is filed by the company representative, then, there is a need to show the ACR card or LOA and the company ID of the representative.

If the application is filed by the employer representative, then, an LOA and the company ID of the representative is needed.

Additional Requirements for SSS Maternity Benefit

1. Certificate of separation from employment

If delivery, miscarriage, or operation happens during the employment period, after the date of separation or within 6 months from the date of separation, then, a certificate of separation from employment is required to determine the effective date of separation and to confirm that there was no advance payment was granted to the member.

But there is no certificate of separation required to the self-employed or previously employed SSS member if the following circumstances are happening:

- If the company she is/was working with is on strike
- If the company has been dissolved or has stopped operation
- If there is a pending case regarding the separation of an employee
- If the member is separated from employment due to AWOL or has a strained relationship with the employer

2. English-translated and authenticated foreign documents

If delivery or miscarriage happens abroad, then, the documents should have an English translation and should be authenticated by the Philippine Embassy or Consulate Office.

Do you think the requirements are doable? Tell us your thoughts in the comment section below.