Wednesday, February 3, 2021

List of IDs Accepted by SSS

Valid IDs Accepted by SSS

Most transactions these days require substantial IDs or supporting documentation as verification of personality.

That is why we are usually advised to at least get 3 types of substantial IDs just so when required, we can without much of a stretch draw them whenever.

SSS is one of the organizations which execute strict rules with regards to confirmation of recognizable proof. The organization requires all people who will get an SSS number, apply for a salary loan, and claim for benefits to submit character archives to verify each exchange.

SSS requires each candidate or part to submit ONE (1) PRIMARY archive or any TWO (2) of the SECONDARY records for the issuance of SSS Number.

Valid Primary IDs As Per SSS

1. Birth Certificate
2. Baptismal Certificate
3. Driver's License
4. Visa
5. Proficient Regulation Commission (PRC) Card
6. Sailor's Book (Seafarer's Identification and Record Book)
7. SSS ID Card or UMID Card

Accepted Secondary IDs

On the off chance that the above primary IDs are not accessible, any TWO (2) of the accompanying auxiliary reports can be submitted, in any event one with photograph and date of birth.

1. ATM Card (with cardholder's name)
2. Outsider Certificate of Registration
3. Financial balance Passbook
4. Baptismal Certificate of kid or youngsters
5. Birth Certificate of kid or youngsters
6. Testament of Licensure/Qualification Document from Maritime Industry Auth.
7. Testament from Office of Muslim Affairs
8. Testament from Office of Northern Cultural Community
9. Testament from Office of Southern Cultural Community
10. Testament of Naturalization from the Bureau of Immigration
11. Organization ID card
12. Organization Representative Authorization Card (ACR) gave by SSS
13. Charge card
14. Gun License card by PNP
15. Fishermen’s card issued by BFAR
16. (GSIS) card/Member's Record/Certificate of Membership
17. Medical Card
18. PAG-IBIG Member's Data Form
19. An ID card given by the Barangay, Municipality or City
20. An ID card given by the PRC
21. Life Insurance Policy
22. Marriage Certificate/Contract
23. Private Corporation Membership  Card
24. NBI Clearance
25. OWWA card
26. PhilHealth Card
27. Police Clearance
28. Postal ID Card
29. School ID Card
30. Seafarer’s Registration Certificate
31. Senior Citizen Card
32. Student Permit by LTO
33. TIN ID
34. Transcript of Records (TOR)
35. Voter’s ID

Besides the reports referenced above, there are extra supporting archives required relying upon the individual's respectful status.

Married people need to present a duplicate of their Marriage Contract or Marriage Certificate or a duplicate of Member Data Change Request Form (SSS Form E-4) of the spouse appropriately received by the SSS were the name of the registrant is accounted for as the life partner.

Widowed people, then again, need to have their Marriage Contract or Marriage Certificate, and Marriage Contract or Marriage Certificate and Death Certificate of the life partner or Court Order on the Declaration of Presumptive Death, if the recently detailed mate is assumed dead.

Concerning LEGALLY SEPARATED, they just need to include the Decree of Legal Separation.

Concerning ANNULLED or WITH VOID MARRIAGE people, a Certificate of the finality of Annulment/Nullity or explained Marriage Contract/Marriage Certificate should be joined with different records.

Concerning the DIVORCED people, they have to present the Decree of Divorce AND Certificate of Naturalization (conceded before separation).

With respect to DIVORCED MUSLIM MEMBER, they have to have the Certificate of Divorce (OCRG Form No. 102) with them.

For those with REPORTING CHILD OR CHILDREN, whichever is relevant, the Birth Certificate or Baptismal Certificate and a Decree of Adoption must be submitted.

Concerning the individuals who need to locally take a crack at the Flexi-finance Program, a Valid Overseas Employment Certificate (OEC) or E-receipt by POEA must be submitted together with the other essential reports.

And that’s all of the SSS accepted ID’s as per this writing. Hope this list helps you! If you have further questions, don’t hesitate to put in the comments section below.

If you want to know how to get an SSS number, then, click here!

For further questions, please use the comments section below.

Tuesday, January 19, 2021

Tala: Recommended Loan App 2021

Tala: Recommended Loan App

Since the moment my husband and I knew of the existence of loan apps, we also checked other loan apps to see if they are offering the same benefits as Tala.

To our dismay, we found that other loan apps are requiring so many documents and even requiring personal references, either an employer, coworker, or friend.

Who would want to trouble your friends or employers, right? Most importantly, you would not want to let other people know you're borrowing money.

Though I really have not borrowed from other loan apps, I found out that Tala is still the best when it comes to loan approval, requirements, interest rate, and service fee.

Tala is recommended not just by me but even by other users or borrowers.

Why Tala Is The Best Loan App In The Philippines

Here are the reasons why Tala is the best loan app since its foundation in 2011.

1. Lowest Interest Rate and Service Fee

As a borrower, the first thing I would be considering when borrowing money is the interest rate and service fee. I have to make sure that it's reasonable if not the lowest rate. 

With Tala, you only get a 15% interest rate for 30 days payment term with service fee not more than 3% of the loaned amount.

So, if I were to borrow PHP2,500 from Tala, I would be paying PHP2,875 only after 30 days. That condition for me is reasonable than getting just 50% of the loaned amount from other loan apps.

2. Reasonable Payment Terms

Tala's payment term may not be longer than borrowing in banks, but it's way better than repaying a loan in just 7-14 days and getting only 50% of the borrowed amount with other loan apps.

3. Fast Approval

With regards to loan approval, Tala is by far the fastest among the loan apps I have tried.

Though I have not really borrowed from other apps due to the payment terms and interest rate, I did try to apply for a loan.

Thus, I can tell if they approve faster or not. As with my experience with Tala, it only takes minutes to be able to apply and claim my loan.

4. Fewer Requirements

One of the things that stop us from getting what we want is the number of requirements to submit.

But with Tala, you only need a smartphone, a government ID, and an internet connection to be able to borrow money.

You don't have to submit more documents like a certificate of employment, payslip, and proof of billing.

5. Easy User Interface

What I like most about Tala apart from its interest rate is its friendly user interface.

I find it simple, clean, and easy-to-use. For me, the interface is just right, especially for those non-techy borrowers.

6. Multiple Payment Options

What's the use of getting loan approval and accepting the interest rate and payment terms if you can only claim the borrowed amount through the bank? It's definitely useless and not practical for those who do not have a bank account. 

Good for Tala as they offer multiple payment options for cash-pickup and repayment.

Aside from bank options, they also partnered with known payment centers like Cebuana Lhuillier, M Lhuillier, and Palawan Express.

Tala is indeed recommended by me and my husband. Whenever we need instant cash for medical expenses or for personal use, Tala is absolutely our partner. 

You may get the Tala app here!

If you have questions regarding the Tala loan app, you may use the comments section below and we will try to get to you as soon as possible.

Thursday, January 7, 2021

10 Sure Ways To Build A Passive Income

10 sure ways to build a passive income

Gone are the days when the husband is the sole provider of the family. Gone are the days when people rely on one source of income.

As technology evolves, people become wiser and more practical.

People continue to look for ways to earn additional income to sustain their family’s needs --- and even wants.

If you've been looking for a business or passive income ideas, here are 10 ways to build passive income over time with little to no effort at all.

1. Affiliate marketing

Most businesses nowadays have already ventured into affiliate marketing strategy to bring in more customers and drive more sales, so there is a great potential that you could earn big from being an affiliate marketer where you refer the business to another person, may it be through personal approach, by email, through social media, or through websites and blogs.

2. Dividend-paying investments

I don’t specifically know other types of investment that pay dividends but I actually have one called common shares with First Community Cooperative that pays dividend every year aside from my regular savings account that pays 2% interest annually. I think it is also a good source of passive income and probably one of the secrets of other people why they are able to live on their dreams.

3. Sell eBooks

Another way to earn a passive income is by selling eBooks. This has been one of the techniques utilized by blog owners, podcasters, and coaches. They then list their eBooks on their own websites, on Amazon, or on eBay.

4. Make Youtube videos

You probably know many YouTubers or Vloggers out there flexing about their income from Youtube. Well, they have good reason to do so as they’re really earning big with thousand to millions of views on their videos.

You, too, could earn from Youtube with your videos. Just select what topic you would want to make a video with and upload them on Youtube. Once you’ve gained enough numbers of views and subscribers, you can then apply to Google Adsense to display ads on your videos.

5. Make a blog

If you love writing, then, making a blog is perfect for you. You don’t even have to worry about the website to host your blog as there are a lot of blogging platforms out there. You also don’t have to know about web designing as most blogging platforms have a website builder and offer free templates for you to use on your blog.

All you really have to remember when creating a blog is to write compelling and useful content to the readers so they keep on coming back to your blog and eventually bring valuable traffic.

You could write about your hobbies, your lifestyle, your travels, and anything you know about. For a start, you can make a blog in Blogger, WordPress, Wix, or GoDaddy. You can then monetize your blog with Google Adsense and other affiliate programs.

6. Rent out your properties or anything valuable

May it be a bed space, a room, an apartment, or a car, you can earn limitless income from renting out your property. You could make a local ad regarding your properties for rent or you could go list your home in Airbnb to attract international clients who are looking for a place to stay during their travels.

Also if you have bought your own wedding gowns, suits and accessories, you could also have them rented out just like what I did.

7. Sell photos online

If you love taking photos, then, selling photos online could be a great way to earn additional income out of your hobby. There are numerous websites that allow photographers and hobbyists to sell their photos at a reasonable price like Shutterstock, Pexels, and Pixabay. It’s high time you scan your camera’s gallery and see if you could find marketable photos there.

8. Invest in vending machines

If there is one thing I would be investing in the future, then, it is with vending machines. I have been actually toying with this idea and have been discussing with my husband why we should be investing in this type of business.

What I really like about vending machines is that they just operate on their own without having to install a person in the area. The income may not be as big as other businesses, but it could surely help you out in times of emergency.

9. Take advantage of cashback and rewards

I have been hearing and reading about cashback and rewards from big businesses and even tried twice with Gcash and Lazada but I really haven’t recognized their advantages until recently. 

I just realized that taking advantage of this cashback and rewards can actually give you a passive income. If you shop online, have bills to pay, dine with high-end restaurants, then, it’s high time you get cashback and rewards either through a rewards card or through an app. Not only that, but you could also use the referral system of these big businesses to earn instant cash.

There are also some apps that reward you for doing tasks like viewing videos, reading articles, and playing games. The rewards could be in a form of points, bitcoins, satoshis, or real money.

10. Install money-making mobile apps

Do you know that there are a lot of money-making apps you can install to build a passive income? From game apps to video and news apps, you have a lot of options to choose from depending on your interests and hobbies.

Check here the list of money-making apps that pay you instantly through or GCash.

There are actually a lot of ways to build a passive income and eventually earn additional earnings for your family. You really just have to look around you and see what you could possibly do.


Tuesday, November 24, 2020

Withdraw Money From To Remittance Centers

Withdraw Money From CoinsPH to Remittance Centers is one of the best mobile wallets available here in the Philippines alongside PayMaya and GCash due to its enhanced features when it comes to financial services. has become one of my favorites e-wallets as they offer various services not only with handling digital currencies but also with bills payment and money transfers. partners with numerous financial institutions in order to provide flexibility and ease when it comes to doing online transactions whether transferring money from banks or other e-wallets.

What I like most with is its flexibility when it comes to cashing out money that PayMaya and GCash don't have. allows withdrawal of money through remittance centers.

Receive Online Payments Without A Bank Account

If you are a freelancer or a small business owner who does not have a bank account yet, you may now receive online payments through e-wallets and transfer them to to cash out.

What you can do to be able to receive international payments or online payments from clients or customers is to create an account from Paypal or Payoneer and connect your Paypal or Payoneer to either GCash or PayMaya.

If you are a freelancer, you can receive your salary from international clients through Paypal or Payoneer, then, transfer it to GCash or PayMaya.

If you are a local business owner, you can receive online payments via PayMaya or GCash.

Once your money is already transferred to your GCash or PayMaya account, you can then transfer it again to for FREE.

After your money is transferred to, you can then cash it out to remittance centers like Palawan Pawnshop, Mlhuillier, and LBC.

How To Withdraw Money From To MLhuillier

Transfer and receive your money in 10 minutes from to Mlhuillier. Here are the steps to cash out your money.

1. Open your app on your mobile phone and log in to your account.

If you do not have a account yet, you can download the app from Google Play and create your account.

Take note that it needs ID verification. So, please prepare at least 1 valid ID.

2. Once logged in to your account, click "Cash Out" option.

3. Look for "Mlhuillier" on the remittance centers section or on the featured cash out options.

4. Enter the amount you want to cash out or withdraw from your account. Then, click the Next button below it.

5. Enter the receiver/recipient information such as the name, phone number, and address. Then, click the "Next" button.

Since you are sending the money to yourself, then, you have to enter your information or select the option "Send to me". 

6. Review the information entered to ensure you are sending the money to the right person.

7. Hit the slider button that says "Slide to pay".

8. After you slide the button, a 6-digit code will be sent to your email address. Enter the code received to finalize the transaction.

You will then receive a notification that the money is ready for pick up together with the tracking number.

If you are sending the money to others, say your husband or wife to pick up the money for you at the Mlhuillier outlet, they will be the ones to receive the tracking number.

Keep in mind that the transfer fee varies per transaction amount. There is 1% fee for every cash out.

How To Withdraw Money From To Palawan Pawnshop

The process of cashing out your money from to Palawan Pawnshop is still the same with Mlhuillier. Only that you are choosing a different Palawan instead of Mlhuillier.

But to give you a guide, just in case, you read this part directly, I will give you the steps below.

1. Open your account and log in.

If you do not have a account yet, just go to Google Play and download the app.

2. Once inside the app, look for the option "Cash Out".

3. After your select "Cash Out", look for "Palawan Express Pera Padala"

4. Enter the amount, then, click the "Next" button below it.

5. Enter your details, your name, phone number, address, if you are sending the money to yourself. If not, then, enter the information of your recipient.

Click the "Next" button again below it.

6. Review the information entered, then, slide the slider button below it.

7. A 6-digit code will then be sent to your email address. Enter those codes to finalize your transaction.

You will immediately receive a notification that your money is ready for pick up. The tracking will also be sent to your receiver.

Again, there is a 1% fee per transaction from Coins to any remittance center.

How To Withdraw Money From to LBC

If you feel that picking up your money in LBC is more convenient, then, you can choose LBC instead of Palawan or Mlhuillier.

Here are the simple steps to withdraw your money from and claim at LBC.

1. Log in to your mobile app.

2. Choose "Cash Out" among the options.

3. Look for "LBC Instant Peso Padala".

4. Enter the amount and click the Next button below it.

5. Enter the details of the receiver. If you are sending the money to yourself, you can click the option that says "send to me".

Hit that Next button below to proceed.

6. Check the information if they are all correct. Check the spelling and the phone number to make sure they are entered correctly. 

7. Slide the slider button that says "Slide to pay".

8. A code will then be sent to your email address. Check the code and enter it.

Once the 6-digit code is entered, you will then receive a notification that your money is ready for pick-up. The tracking number will be sent to your receiver.

That's it! So fast and easy.


With, there is no need to worry about how you can receive your hard-earned money from clients and customers.

Together with other mobile wallets, you can cash out your money sent online without a bank account or a bank card.

Should you want to get a card that you can use to withdraw on ATMS, you can get a GCash Mastercard for only P150.

For questions and concerns, feel free to use the comments section below.

Related Posts:

Disclaimer: I am not affiliated or in any way connected with CoinsPH. This blog post is for information purposes only. 

Monday, November 23, 2020

How to Enrol Your Bank Account in SSS (Online Registration)

how to enrol bank account in sss online

If you want to apply for a calamity loan, a salary loan, or an SSS benefit, you may need to add your own bank account information to get your proceeds or disbursements. That is if you haven't registered any bank account in SSS as of yet.

SSS Philippines Bank Enrolment Online

Here's how you can register your bank information to SSS.

1. Go to SSS website and log in to your account.

1. Go to E-SERVICES and select Bank Enrollment.

2. Select Bank Name, then, enter your Bank Account Number.

3. Confirm your Bank Account Number.

4. Tick the "I agree" box.

5. Click the "Enroll Bank Account" button.

6. Click the "OK" button on the pop-up box to confirm that you want the bank information to be sent to SSS.

That's it! So easy.

The bank enrollment is successful if you see your bank information listed under the bank enrollment page.

Learn how to apply a calamity loan here.

To get more information regarding the SSS Bank account enrollment, you may directly visit the SSS website or contact their customer service.

For questions and clarifications regarding this post, you may use the comments section below.


How to Apply for SSS Salary Loan as a Voluntary Member

SSS Salary Loan Requirements

How to Apply SSS Salary Loan Online

Disclaimer: I am not affiliated or by any means connected with SSS Philippines. This blog post is for information purposes only. If you have questions about your SSS account, please contact SSS office directly.

Wednesday, November 18, 2020

How to Send Money to Palawan Express Pera Padala Using

How to send money to Palawan Pawnshop from

Let's admit it! Palawan Express is one of our Kababayan's favorite remittance centers. We always see them flocking to a branch, falling in line, and waiting for their turn. And you might be one of them too.

Do you know you can also send money to Palawan Express without having to go to the branch and fall in line? Yes, you can send money to your family and friends through is actually one of my favorite apps as it gives me the flexibility to manage my finances. It not only allows me to send Bitcoin but also allows me to send money to numerous banks and e-wallets. I can transfer anytime and anywhere from my mobile phone, as long as, I have an internet connection.

As a business owner, I always love the convenience of having a account. One of the services I love with is that it allows me to send money to Palawan Express which is not available with other mobile wallets. This is something that makes surpass the others.

Once I send money from to Palawan, my recipient will then be able to pick up the money at any Palawan Express Pera Padala outlets.

If you haven't tried to send money to Palawan Express from, I have created a simple guide here on how to transfer money from your account to Palawan Express.

Two Ways to Send Money from to Palawan Express Pera Padala

There are two ways to send money from your account to Palawan Express.

A. Choose "Send"

Here's how to send money to Palawan via the Send option.

1. Open your app and log in.

2. Click "Send" on the upper portion of the app.

3. Look for "Pera Padala" from the options.

4. Choose "Palawan Express Pera Padala" which is the third from the list.

5. Enter the desired amount to send.

Be reminded that the fee varies per transaction amount.
For P1250, the transaction fee is P45.

6. Click the "Next" button.

7. Enter the receiver's information: name, phone number, and full address.

You may opt not to include the middle name.

8. Click the Next button after entering the recipient's information

9. Review the entered information to make sure you entered it correctly.

10. Slide the arrow going to the right to pay.

11. Enter the verification code sent to your email address.

Once you have entered the code, will automatically send the money. You will then be notified that the money is ready to pick up.

Your receiver will also be notified of the tracking number via SMS.

B. Choose "Cash Out"

Here's how to transfer money to Palawan via the Cash Out option.

1.  Open your app and log in.

2. Click "Cash Out" which is located below the "Send" option.

3. Choose "Palawan Express Pera Padala" under remittance centers.

4. Enter the desired amount to send. Then, click the next button.

5. Enter the recipient/receiver details: name, phone number, and address.

6. Click the "Next" button again.

7. Review the information entered to make sure you will be sending the money to the right person.

8. Slide the arrow to the right to finalize the transaction.

9. Enter the 6-digit code sent to your email address.

That's it! Your receiver can immediately claim the money to any Palawan Express branch after they receive the tracking number.

If the recipient's location does not have the Palawan Express branch, you can opt to send money from to Mlhuillier and LBC.

You can also send money to other account, bank account, and other e-wallets.

To send bitcoin, you need to choose "Enter BTC Wallet Address" from the option.

Please be advised that some Palawan Express Pera Padala branches may be closed due to general community quarantine.

Be reminded to always cash out before 3:00 PM to receive your funds by 6pm the same day.

Later orders will be delivered on or before 6pm of the next business day.

On Sundays and Holidays, you may receive your funds on or before 6pm the next business day.

Find the nearest Palawan Pawnshop branch here.

For questions and concerns, please use the comments section below.

Wednesday, October 14, 2020

How To Send Money From Paymaya to

how to send money from paymaya to

Have you wondered if you can send money from PayMaya to Then, you've come to the right place.

As one of the leading mobile wallets in the Philippines, PayMaya has partnered with various financial institutions and merchants to provide flexibility in doing online transactions.

One of the things you can do with PayMaya is to send money to which is very helpful when you don't have a bank card to withdraw your money sent online.

As a freelancer with deactivated bank cards, PayMaya is so useful to me. I use PayMaya to receive my salaries from Paypal. I, then, either transfer the money from PayMaya to GCash or

If you don't have a bank card yet, a PayMaya Card or GCash Mastercard, transferring the money from PayMaya to is the best thing to do as you can then cash out your money from there either to LBC, Palawan Express, or M Lhuillier.

So, how do you transfer your money from PayMaya to

Transfer Money From PayMaya to (For Free)

Update: As checked on December 2020, Bank transfer from Paymaya now has a Transfer Fee of P10.

Here is a step-by-step guide on how to send money from PayMaya to instantly.

1. Open your PayMaya App.

If you do not have a PayMaya account yet, you may download the app from the Google Play and sign up through your mobile number.

To get instant Php50 upon sign up, you may use this PayMaya invite code - 2x6bjvk

2. Log in to your PayMaya account.

3. Click Bank Transfer.

4. Look for DCPay Philippines Inc.

Always look for DCPay Philippines Inc option if you want to transfer money to from SSS or other e-wallets.

5. Enter the amount you want to send to from PayMaya.

6. Enter the purpose of the money transfer.

7. Enter account details from account number to full name to recipient mobile number.

The account number is the mobile number registered in account. 

The name to be entered should also be the name registered in account.

8. Hit the "Continue" button.

9. Review the information entered to confirm everything is correct.

10. Click the "Send" button once everything is checked.

11. Enter the OTP or the one-time-pin sent to your mobile number.

12. Click the "Proceed" button to finalize the transaction.

You will then receive a confirmation stating that the transaction is successful.

PayMaya Bank Partners for Money Transfers

If you're wondering if you can send money from PayMaya to other wallets or to your bank accounts. Here is a complete list of PayMaya financial partners.

  • Allbank (A Thrift Bank), Inc.
  • Asia United Bank Corporation
  • BDO Network Bank
  • BDO Unibank, Inc.
  • BanKo, A subsidiary of BPI
  • Bangko Mabuhay (A Rural Bank), Inc.
  • Bank of Commerce
  • Bank of the Philippine Islands
  • CTBC Bank (Philippines) Corporation
  • Cebuana Lhuillier Rural Bank, Inc.
  • China Bank Savings, Inc.
  • China Banking Corporation
  • Development Bank of the Philippines
  • Dungganon Bank, Inc.
  • East West Banking Corporation
  • East West Rural Bank, Inc.
  • Equicom Savings Bank, Inc.
  • ISLA Bank, Inc.
  • Land Bank of the Philippines
  • Malayan Bank Savings and Mortgage Bank, Inc.
  • Maybank Philippines, Inc.
  • Metropolitan Bank and Trust Company
  • Partner Rural Bank (Cotabato), Inc.
  • Philippine Bank of Communications
  • Philippine Business Bank, Inc., A Savings Bank
  • Philippine National Bank
  • Philippine Savings Bank
  • Philippine Trust Company
  • Philippine Veterans Bank
  • Queen City Development Bank, Inc.
  • Quezon Capital Rural Bank, Inc.
  • RCBC/DiskarTech
  • Robinsons Bank Corporation
  • Security Bank Corporation
  • Sterling Bank of Asia, Inc. (A Savings Bank)
  • Sun Savings Bank, Inc.
  • UCPB Savings Bank
  • Union Bank of the Philippines
  • United Coconut Planters Bank
  • Wealth Development Bank Corporation

PayMaya Mobile Wallet Partners for Money Transfers

  • DCPay Philippines Inc or
  • GCash
  • GrabPay Philippines
  • ING Bank N.V.
  • OmniPay, Inc


It is actually so easy to send or transfer money from PayMaya to or to any financial institution. All you have to do is explore the PayMaya mobile app.

If you have questions and clarifications, feel free to use the comments section below.